Wednesday, 13 July 2016

Do you really need Financial Freedom in life? If yes, follow the simple steps

How to achieve Financial Freedom
This is the common question everywhere in recent times, you can see many articles written in this topic. Is that everyone looking for Financial Freedom? What is tempting to get this in our early life? Is that attainable by all? Do you need to sacrifice a lot to reach the FF? There are lot of questions in our mind, but answers can’t be found easily.

To keep it simple, yes, you need Financial Freedom. Is this achievable? Yes, it is. But, how are you going to attain FF? This is where you need to work on the customized plan to suit your background, lifestyle and age. You can’t simply take a common plan to get this done. It should be tailored to meet the various needs of an individual. It doesn’t mean that you need to spend lot of money to get the plan prepared with a help of Financial Planner. Indeed it’s helpful, but not mandatory if you have the adequate knowledge.

There is a path to achieve the Financial Freedom in life. In simple term, you need to Earn more, Spend less, Save more and Invest All savings wisely. This will be a broader outline, one has to plan in detail of each phase of this cycle.

Earn More:

As soon as you complete education, it is vital to get into a well paid job. At times, you may not find the well paid job initially, but still you should try to get more at the earliest. There are many opportunities to earn multiple incomes. It could be a part time job, online earning, spouse job, Royalty bonus etc. But, you need to make sure to find some legitimate ways to earn more money from the beginning.

Spend Less:

Not only earning more is important, spending less also key to achieve Financial Freedom. Need to prepare a budget every month and you have to stick to that. No one can create wealth by spending money more than their earning. You need to keep a track of each and every expenses, it helps to bring control in spending.

Save More:

Earning more and spending less will result in more saving. It will give you the option to do what you want in life. Accumulate as much as possible to buy right kind of asset which will grow over a period of time. The systematic saving, and accumulation of money gives you confidence in life.

Invest All:

After accumulating the money, it is very important to invest the money wisely. If you keep the money in savings account, it will not yield adequate return. You need to learn and develop knowledge on investment products and choose the one wisely to invest the money you saved.

Keep repeating this for 10 to 15 years in your early career, Earn more, Spend less, Save More, and Invest All saving wisely. You will have good amount of Wealth by end of this period which gives you passive income to enjoy rest of your life. Again, this is easy to say than follow, you need to prepare your mind to do this diligently, repeatedly to reap the full benefits.

Sunday, 3 July 2016

Height or Weight, get it right for your Children

As a parent we all want our children to get healthy growth when they grow up with age. It is very important that children gets nutritious food at the young age especially when they are below 10 years old. Healthy food helps them to get right mix of vitamins, minerals and proteins. In today’s fast phased World, most of the parents ignoring or not concentrating the food what they are feeding their children.

There may be varied reason for not feeding right food for the children at their early age, but it is vital that parents have to correct this. We can’t compromise our child health for whatsoever reason in our life. There is no point getting anxiety seeing them not getting enough growth with age as other children. Parents have to look at how they can help their children to get the right mix of food.

How to identify that your children are not healthy? To make it simple, parents have to monitor their children activities closely such as,
  • How are they active in the playground?
  • Are they getting tired often?
  • How is their food intake?
  • Any lack of interest in studies?
  • What feedback they are getting from school?
  • Is there any weight loss recently?
  • Are they falling sick frequently?
  • Is there any progress in their height?
These are some of the basic questions parents have to ask themselves and closely observe their children for the answer. The findings can’t be ignored with compromising answers, but needs to be taken for further investigations and remedial. It is always better to prevent than cure later. As soon as parent finds anything abnormal with reference to the above questions they need to see, consult experts to overcome the findings.

If your findings are leading to any abnormality for these questions, most of the time the reason could be lack of growth. To my opinion, it is very important to get this identified at very early age and parents have to help their children to catch up their lost growth. This is a primary responsibility of each parent as they are the one who brings their children into this World and they need to make sure their children growing up healthy with age. Parents have to guide their children to lead healthy and balanced life both physically and psychologically for better future.

Food and health supplement drinks plays a key role in growth of our children. There are many scientists and paediatric experts around the World involved in research to discover right product to gain the loss of growth among children.  The International Pediatric experts designed a product Horlicks Growth+ which is a specialized nutrition product for the children who are lagging behind in height and weight in the age group of 3 – 9 years. It contains added nutrients and high quality whey protein that are known to enable children regain the lost growth. The result has been clinically proven, have seen visible growth in 6 months among children.

Horlicks Growth+ contains ingredients such as vitamins, amino acids, minerals which are normally found in natural food to enhance the growth. The rich proteins and nutrients present in this supplement drink helps children to get healthy weight gain. The high quality whey protein helps to get the growth. Horlicks Growth+ comes in Chocolate and Vanilla flavours to enhance the taste, can be enjoyed hot or cold.

Let’s focus on the health of our children, spend enough time to make sure they are getting right food to leads healthy and balanced life. Height or weight, let us get it right for our children for Happy Living.

Saturday, 4 June 2016

How to protect our skin this summer?

How to protect our skin from hot sun
When we hear the word summer we get frightened of it, considering the hot sun and its impact on our skin. When we go out under the sun we soon get tired due to dehydration. It makes our skin dry, wrinkles, marks, and rashes. We need to overcome all these and make ourselves active. Here are some tips to be followed to keep our skin healthy during summer.

Be aware on the impact of Sun to our skin:

Sun exposure is not completely bad and unhealthy. We get Vitamin D from it. But too much of exposure will spoil our skin. The maximum time you can spend under the sun to gain vitamin is about 15 minutes. The time can be before 10 A.M. and after 2 P.M. Over exposure of skin to sun leads to difficulties.   
Using sunscreen lotions:

Nowadays we get many sun screen lotions. We need to carefully check the chemical added to it before we start using them. Many lotions may cause damages to the skin. First we have to notice the SPF (Sun Protection Factor) before applying them. SPF means they allow withstanding the skin for some more time that before. It is better to use the lotion which has SPF 15. If you have oily skin don’t use lotion having SPF greater than 20 and buy lotion which has oil free.

Wear proper clothing:

Clothes which we wear during summer should be cotton cloths which help us to be cool. It absorbs the sweat from our body and makes us to feel good. We can wear sunglasses to protect our sensitive eyes. We can also close our face with small cloth so that it does not get exposure to sun.

Give skin a break:

During this season it is good to get rid-off applying make-up. Wash your face often to make you feel cool. Avoid applying powders or any chemical based creams which can close your skin pores and make you feel itching.

Shower after swimming:

Always have shower before and after swimming which makes your skin to be good. Chlorinated water in the swimming pool may make your skin feel dry. It may also cause rashes in the skin. It is good to have showers twice a day during summer.

Avoid using perfumes directly on the skin:

It is better to avoid using perfumes directly on the skin which may affect the skin when it gets exposed with the sun. So during summer it is better to use some fragrance liquid on the clothes instead of spraying perfumes on the body.

Drink plenty of water and eat healthy food:

Due to heat our body may get dehydrated and feel tired. To overcome this we need to drink plenty of water than the normal time. Eat healthy foods during summer to be fit. It is good to add watery vegetables and curd regularly in your food.

Saturday, 14 May 2016

Singapore - Vacation for lifetime memory

Singapore Zoo
Vacation brings out the meaning of living for many of us. The moment I think about vacation, can feel the instant happiness. The joy of planning for vacation, counting the days, preparation, booking flight, and packing – can’t be expressed in a single word. My family gets into cheer happiness when the days getting closure for vacation.

We planned for a Singapore trip during summer holidays. We have decided to go to Singapore for our vacation as it is one of the top attractive destinations in the World, tourist visit this country throughout the year. There are more than twenty ‘must see’ places in Singapore to enjoy with family. We can try different varieties of foods from all over the World and can do shopping till we get tired. All these interests triggered us to plan a trip to Singapore.

Careful planning and preparation are very important for any vacation. As it was an International travel, we gone through the flight schedule of all International Airlines from our city. We compared various travel sites for the best price, availability, convenient departure time to finalize our travel schedule. Next comes to the hotel booking in Singapore, the travel site we have chosen helped us to book the World class accommodation with deep discount.

Our son got too excited about this vacation, he started collecting as much as information about Singapore, places to see, metro transportation within the country, Zoo, Universal studio and Museum. I have surfed through internet to check the shopping outlets, and prepared the list of items that I can buy from there. It’s all fun, joyful moments we enjoyed for a month before our travel.

Finally, the D-day comes, we all thrilled and excited for our departure. We have chosen Singapore Airlines for our travel as it offers World class safety and great in-flight experience. We booked a car to reach the Airport, we left home four hours earlier to avoid traffic and other unforeseen hurdles at the last moment. We ended up spending two hours in the Airport, going around the shops, eateries inside. Yes, should be counted as happy moments.

It was about four hours travel, we landed at the destination. We all got down from the flight thanking Singapore Airlines for the wonderful and safe journey.  After all Airport formalities, we came out and took a taxi to reach our hotel. My son suggested going by Metro train as he prefers travel by train always. I convinced him that we can try metro after sometime as we are going to spend a week there.

We enjoyed all five days visiting places, tried various foods, and shopped till mid-night in Singapore. We spent two days in Universal Studio, one of the landmarks and must see places in Singapore. I must mention about Singapore Zoo here, one of the marvellous of attraction in this Country. We thoroughly enjoyed a whole day going around this inbuilt nature. My son enjoyed the rides and gone around Singapore in his favourite Metro train. It was a great experience spending time with people from different regions, culture and language.

Finally, time to travel back home after a week. We all boarded the flight with loads of memories and experience in a different country. Those experience flash back our memory whenever we heard about Singapore, it stays in our memory forever.
Template Credit: Our Blog Templates
Copyright © 2011-2016 Weekend-Windup All Rights Reserved