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Sunday, 19 May 2013

Your Attitude determines your Altitude in Life

Your Attitude determines your Altitude in Life - Yes, how true it is.

Attitude plays an important role in our life journey. Good attitude is vital for our personal and professional growth at various stages of our life. We often forget to realize this and end up in trouble by diverting ourselves from the right path. This below story illustrates how your Attitude differentiates your action for the success.
A little boy goes into a drug store, reached for a soda carton and pulled it over to the telephone. He climbed onto the carton so that he could reach the buttons on the phone and proceeded to punch in seven digits.

Boy: “Maam, can you give me the job of cutting your lawn?”

Woman: “I already have someone to cut my lawn”

Boy: “Maam, I will cut your lawn for half the price of the person who cuts your lawn now”

Woman: “Thank you, but I am very satisfied with the person who is presently cutting my lawn”

However, the little boy was persistent.

Boy: “Maam, I’ll even sweep your curb and your sidewalk, so on Sunday you will have the prettiest lawn in all of North-Palm beach, Florida”

Woman: Thanks again, but I am sorry. I just do not find need for a change”

With a smile on his face, the little boy replaced the receiver.

The store-owner, who was listening to all this, walked over to the boy and said,

“Son… I like your attitude; I like that positive spirit and would like to offer you a job.”

The little boy replied, “No thanks, I was just checking my performance with the job I already have. I am the one who is working for that lady, I was talking to!”

Your ATTITUDE determines your ALTITUDE.

Monday, 22 April 2013

Brain Damaging Habits

We all want to keep our brain active and young. But, are we following right habits to keep the Brain healthy? Read on this post to know more about brain damaging habits which we might unconsciously following in our daily life.


Skipping Breakfast: Everyday breakfast plays a vital role for a healthy Brain. If you skip your breakfast, it leads to low blood sugar level in the body. This will result in insufficient supply of nutrients to your brain which causes brain degeneration. So, never ever miss the breakfast in a day.

Eating more and more: Overeating is not good for health, since it hardens our brain artery it leads to lower mental power. Keep a watch on your diet plan and follow ruthlessly.

Smoking: This causes multiple brain shrinkage and leads to Alzheimer disease. Though some people takes pledge to stop smoking, only few can succeeds in their efforts. Smoking has other serious health hazards as well. Good to say, NO to smoking. Try practicing Yoga, it helps some extent to quit smoking.

Air Pollution: This is one of the major challenge in today's World. It's our collective responsibility to keep the air less polluted. Our brain needs lot of oxygen and it is the organ which is the largest oxygen consumer in our body. If you inhale polluted air, it decreases the level of oxygen and it reduces the brain’s efficiency. Less polluted air prevent Asthma, one of the wide spread disease among people

Sleep Deprivation: This is ignored by most of us in our busy schedule, especially by workaholics. Adequate sleep is must for human’s life. It allows our brain to rest and long deprivation from sleep will increase the death of brain cells. Have adequate rest, atleast 8 hours sleep in a day.

Covering Head while sleeping: If you have the habit of sleeping with head covered, it’s the time to change this habit. Since it increases the Carbon dioxide circulation it will result in brain damaging. Find out why you developed this habit and get rid of it.

Working hard during illness: If you are sick, take rest. If you work hard during illness, it will decrease the efficiency of your brain over a period of time. If you are unwell, delegate your work to someone and take rest.

Lack of stimulating thoughts: If you want to train your brain, start thinking. Yes, it will stimulate your brain cells and improve it's working capacity. If your work calls for monotonous job, do something creative during your leisure time.

Talking Less: Intellectual conversations are very important as it boost up your brain cells. Start thinking wise, involve yourself in healthy discussion, and stimulate your brain to think more.

Let we start caring our brain to save our intellectual asset...

Saturday, 19 January 2013

Beat the Heat with Trendy Colours

As a routine, summer started this year and I can say it is much earlier than last year. We can feel the heat of scorching sun even in the morning itself. How are we going to match up our wardrobe to cope with this boiling sun? Is there any way out? Yes, lets all beat the heat with hot and trendy colors!!!
I feel the fashion trends got hotter this summer. Recession blues doesn’t have any impact on buying moods of everyone. Be it corporate or college, the fashion is catching up and people are taking extra efforts to look stylish. With more and trendy clothes available in the market, you no need to work hard to looks brighter than the reality.

Go with semi formal if you are a corporate profile, cotton white shirt with dark trousers is the must have one. Choose half sleeve with matching tie. Stripes in light color shirt will makes you looks bright. And of course, you can go with free flow costumes on the weekend.
If you are in college going crowd, don’t care about formal and experiment with colorful T-shirts ranging from apple red, blue, dark green, yellow and on. Take your choice of color everyday. Make sure to keep yourself bright as much as you can. You can team this with loose fit cargo trousers and shorts.

Yes, footwear plays important role in making you trendy and fashionable. You can choose light to dark wear to cover up your feet. Try the one in contradicting color, it will have its own attraction. Last but not the least; don’t forget to choose appropriate sun-glasses which will add up your personality.

Chill out this summer by trendy colors...

Tuesday, 1 January 2013

Start Investing early in Life, but WHY?

Wishing everyone will have Wonderful & Prosperous 2013. By this thought, would like to share this post to take important resolution in this New Year Day, especially young readers.

Start investing early, this is the advice all financial planners suggest today. But, why need to start investing when you are young. This is because of the Compounding power of money. Absolutely there is a difference who starts investing at the age of 18 and who start investing at 28. If you start investing at 18, you will get financial freedom soon and get retired young with adequate wealth.
The power of compounding can be better explained with an example for easy understanding. Let’s take two friends John and Robert. Both are at 18, John learned the power of compounding and started investing $ 5000 a year from the savings he made from his part time job. He knows the value of investing, so he invested in quality stocks rather than saving money in bank account. Assuming 15 % return on this investment, he accumulated around $ 101,500 in 10 years. After this, he stopped investing, but he didn’t touched the money accumulated so far and let it fetch the return of 15 % per year till the age of 55. His investment grows around $ 4,400,000, though he stopped investing after initial 10 years. This is the huge money which is more than enough for his decent retirement.

The other friend Robert, who didn’t aware of investing and compounding power of money, enjoyed during his teens and spent all his money which he could save and invest. All of sudden he realized the importance of money and investing at the age of 28, so he started investing where our other guy John actually stopped investing. Robert managed to invest $ 10,000 per year till the age of 55 assuming the same return of 15 % per year. At the age of 55, he accumulated around $ 2,850,000 which is almost half of the wealth John created. Though, he invested $ 10,000, double the amount John invested per year and keep investing for 22 years till he reach 55, Robert can accumulate only half of the wealth John created with the investment of 10 years.

Here, the difference is, John started 10 years earlier, but Robert didn’t. This is the power of compounding and investing over a period of time. Hope you all could understand the importance of investment early in life by this small illustration.

Happy Investing!!!
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